规划马来西亚购房所需的一切——每月供款、MOT 印花税、DSR 最高贷款、贷款成数，以及门牌税与地税。
首付 (25%)
RM 375,000
月供
总利息 · 30 年: RM 879,229
Share of the down payment you'll withdraw from EPF Account 2 (the rest is cash).
价格、贷款年限、贷款比例和利率在上方图表中设置。
After tax, EPF and SOCSO — banks assess DSR on net income.
What the property could rent for per year — drives the council assessment estimate.
Your maximum loan is limited by LTV. DSR has no statutory cap in Malaysia — banks typically approve 60-70% of net income; margin of finance is ~90% (70% on a 3rd+ housing loan).
Council assessment estimate (cukai taksiran + parcel rent) — rates vary by local council; check your council's bill for the actual figure.