您究竟能负担多少？输入您的财务状况，查看安全与最高购房预算。
Withdrawable towards the down payment — no repayment on sale.
Take-home pay after tax, EPF and SOCSO — banks assess DSR on net income.
可选——您觉得舒适的每月房贷
| 安全 | 极限（最高） | |
|---|---|---|
| 房产价格 | RM 1,165,000 | RM 1,880,000 |
| 预估贷款 | RM 911,167 | RM 1,648,154 |
| 所需现金 | RM 189,675 | RM 199,506 |
| From EPF Account 2 | RM 100,000 | RM 100,000 |
| 印花税（MOT） | RM 35,843 | RM 67,660 |
| 月供 | RM 4,200 | RM 7,597 |
Assumes ~90% margin of finance, DSR 65% of net income (no statutory cap — banks typically approve 60-70%), a ~3% booking fee paid in cash (the rest of the down payment can come from EPF Account 2), at 4.3% p.a. over 35 years.
仅供参考。实际贷款资格、贷款成数、DSR、EPF 使用与印花税取决于您的完整情况与银行审批。请与银行职员或房贷经纪确认。