Foreigner's Guide · Calculator
Estimate your MOT stamp duty, downpayment, and total upfront cash — built for foreign buyers, PRs, and Malaysian citizens. Every rate is sourced from LHDN and BNM.
Citizens, PRs and Malaysian companies pay the tiered transfer duty. Non-citizen, non-PR buyers and foreign companies pay a flat 8% instead (MM2H holders are not PRs).
Financing assumes the ~60% margin banks typically offer foreign buyers (50-70% in practice — not a BNM rule).
The annual rental value your local council assesses your property at. Enter it to estimate assessment tax (cukai taksiran), or leave blank to skip. Find it on your council's assessment bill.
Enter a property price to see your MOT stamp duty, downpayment, and total upfront cash.